Hurricane Ida, a Category 4 hurricane, damaged infrastructure in parts of Louisiana, which impacted transportation, electricity, other utilities, and communications. This has created challenges for some producers to meet with their crop insurance agent to make changes to their crop insurance policies by the September 30, 2021 sales closing date, in addition to making changes to their existing crop insurance policies to meet the linkage requirements for the Farm Service Agency (FSA) Quality Loss Adjustment (QLA) program and Wildfire and Hurricane Indemnity Program-Plus (WHIP+). As a result, the following relief is being authorized through MGR-21-011 to provide program flexibilities:
On a case-by-case basis, approved insurance providers (AIPs) may elect to allow:
- Carryover insureds to increase coverage levels for crop policies on or before October 29, 2021. All other requirements regarding changes in coverage level continue to apply. This flexibility does not extend the sales closing date (SCD) or otherwise change any duty of the policy which uses the SCD as a deadline.
- New insureds, who submitted an application by the SCD, to increase the coverage level for crop policies on or before October 29, 2021. This does not modify any other requirements for new insureds and does not extend the SCD or otherwise change any duty of the policy which uses the SCD as a deadline.
- New and carryover insureds to increase the coverage level for applicable endorsements (for example, Hurricane Insurance Protection-Wind Index [HIP-WI] or Supplemental Coverage Option) on or before October 29, 2021. All other applicable endorsement requirements must be met.
Carryover and new insureds may follow additional flexibilities listed in Manager’s Bulletin, MGR-21-010, which allows for electronic notification and signature relief for the SCD.
AIPs may elect to use these flexibilities in Louisiana in the following parishes: Ascension, Assumption, Avoyelles, Concordia, East Baton Rouge, East Feliciana, Iberia, Iberville, Jefferson, Lafayette, Lafourche, Livingston, Orleans, Plaquemines, Pointe Coupee, St. Bernard, St. Charles, St. Helena, St. James, St. John the Baptist, St. Landry, St. Martin, St. Mary, St. Tammany, Tangipahoa, Terrebonne, Vermilion, Washington, West Baton Rouge, and West Feliciana.
Recognizing the destruction of Hurricane Ida, the ongoing pandemic restrictions, and the need for an insured to have an opportunity to discuss with their agent the coverage level as required by other USDA programs, the application of these flexibilities is limited to where the HIP-WI has triggered, as indicated above, for crops with a September 30, 2021 SCD.
If an AIP elects to use these emergency flexibilities, AIPs must record that these flexibilities were applied per MGR-21-011.
Reading this article via the Underwriting: Strength in the Field enewsletter? Click here for the next article discussing COVID-19 relief for producers.
Nitrogen Prices Climbing Back to Spring HighsSeptember 22, 2022
Rapid Corn Dry Down Seen throughout MidwestSeptember 22, 2022
$1.1 Billion Packing Plant Eyeing Cheyenne, WyomingSeptember 22, 2022
Rainfall Index – Pasture, Rangeland, Forage (PRF) ChangesSeptember 23, 2022
It’s Not Too Late to Prepare Your Equipment Tires for Harvest LoadsSeptember 23, 2022