Disclaimer
Pro Ag Management, Inc.* (collectively with its corporate affiliates, “ProAg®”) is a managing general agency representing several risk bearing insurance companies, including Producers Agriculture Insurance Company and U.S. Specialty Insurance Company. Insurance policies are obligations of the issuing insurance company, are not obligations or deposits of or guaranteed by any bank and are not insured by the Federal Deposit Insurance Corporation. ProAg is a subsidiary of Producers Ag Insurance Group®, Inc. and a member of the Tokio Marine HCC group of companies.
The insurance products described on this website may not be a complete list of all products offered and may not be offered in all states. The provided information does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by ProAg or any of its subsidiaries; always refer to the policy provisions. Actual coverages will vary based on the terms and conditions of the policy issued.
* Doing business as Pro Ag Insurance Services, Inc. in California, CA Entity License #0F34212.
Non-Discrimination Policy
ProAg is an equal opportunity provider. In accordance with Federal law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating on the basis of race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs).
To File a Program Complaint. If you wish to file a Civil Rights program complaint of discrimination, complete the USDA Program Discrimination Complaint Form, found online at www.usda.gov/oascr, or at any USDA office, or call (866) 632-9992 to request the form. You may also write a letter containing all of the information requested in the form. Send your completed complaint form or letter by mail to the U.S. Department of Agriculture, Director, Center for Civil Rights Enforcement, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or email at program.intake@usda.gov.
Persons with Disabilities. Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible State or local Agency that administers the program or USDA’s TARGET Center at (202) 690-0443 (voice and TDD) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.
Persons with disabilities, who wish to file a program complaint, please see information above on how to contact the Department by mail directly or by email.
USDA is an equal opportunity provider, employer, and lender. ProAg is an equal opportunity provider and employer. Full Privacy & Non-Discrimination Statements
Record-breaking sales of farmland throughout much of the United States, particularly in the Midwest, have raised eyebrows for those who remember the crash in the 1980s. However, one thing remains starkly different now than four decades ago; a much lower debt-to-income ratio. Nearly ten points lower, to be exact. At the start of the farm crisis, the average farm debt-to-income ratio was 13.1. These days, a much healthier 3.9 ratio signals stability in an often volatile market. While sky-high land prices dot the country, much-higher commodity prices, lower interest rates and a reassuring debt-to-income ratio keep those concerns at bay. And though farm economic downturns are forecasted – even one as early as 2022 – the lower debt-to-income ratio should help farmers withstand the turbulence. Read more on land values and farm economy forecasting here.