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Area Revenue with Harvest Price Exclusion (ARP-HPE)

Area Revenue Protection with Harvest Price Exclusion crop insurance plan covers against loss of revenue due to a county level production loss, price decline, or a combination of both.

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Benefits of ARP-HPE Insurance

Coverage type: Area revenue

Insures against: County-wide revenue loss

Administrative fee: $30, No CAT available

Coverage levels: 70% to 90%

Guarantee: Policy protection = dollar amount of insurance per acre x acres x share

How ARP-HPE Insurance Works

The ARP-HPE is similar to the ARP plan except that the guarantee is not adjusted up by the Harvest Price. The guarantee is always based on the projected price, but losses are calculated using the harvest price. This plan is very similar to the RPE-HPE plan except it is based on the experience of the county, rather than the individual producer.

How is an Area Revenue Protection with Harvest Price Exclusion indemnity calculated?

In the event of loss or damage covered by a Area Revenue Protection policy, the claim will be settled by the procedures found in the appropriate policy provisions. For example purposes, an indemnity will be owed if: the final county revenue is less than the trigger revenue (expected county yield x projected price x coverage level).

Learn more with our Crop Insurance Comparison guide
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Pro Ag Management, Inc.* (collectively with its corporate affiliates, “ProAg®”) is a managing general agency representing several risk bearing insurance companies, including Producers Agriculture Insurance Company and U.S. Specialty Insurance Company and doing business as Pro Ag Insurance Services, Inc. in California, CA Entity License #0F34212. The insurance products described on this website may not be a complete list of all products offered and may not be offered in all states. The provided information does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by ProAg or any of its subsidiaries; always refer to the policy provisions.  Actual coverages will vary based on the terms and conditions of the policy issued.