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Yield Protection Crop Insurance Plan

Yield Protection (YP) insurance plan insures producers in the same manner as APH policies, except a projected price is used to determine crop insurance coverage.

The Yield Protection crop insurance plan of insurance protects against a loss of production. This insurance plan is very similar to the APH plan in that it it based on the actual production history of their crops but is only available on crops that are eligible for Revenue Protection.

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Benefits of YP Crop Insurance

Coverage type: Individual yield

Insures against: Production loss

Administrative fee: $30, $655 CAT

Coverage levels: 50% to 85%

Guarantee: Yield protection guarantee = APH approved yield x coverage level x projected price

What is yield protection crop insurance?

YP policies work the same as the APH plan, guaranteeing a yield, but instead of using a price election established by RMA, the price is established according to the applicable board of trade/exchange as defined in the policy document called the Commodity Exchange Price Provisions (CEPP). The price that is used is called the Projected Price. The Projected Price is used to calculate the guarantee, premium and loss payments.

The producer selects the percent of the projected price they want to insure, between 55 and 100 percent. The guarantee is established by multiplying the average yield by the coverage level and by the Projected Price, and an indemnity may be due when the value of the production to count is less than the yield protection guarantee plan.

How is an Yield Protection indemnity calculated?

In the event of loss or damage covered by a Yield Protection policy, the claim will be settled by the procedures found in the appropriate policy provisions. For example purposes, an indemnity will be owed if: the production to count x projected price is less than the yield protection guarantee x insured acres.

Learn more with our crop insurance comparison guide
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Pro Ag Management, Inc.* (collectively with its corporate affiliates, “ProAg®”) is a managing general agency representing several risk bearing insurance companies, including Producers Agriculture Insurance Company and U.S. Specialty Insurance Company and doing business as Pro Ag Insurance Services, Inc. in California, CA Entity License #0F34212. The insurance products described on this website may not be a complete list of all products offered and may not be offered in all states. The provided information does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by ProAg or any of its subsidiaries; always refer to the policy provisions.  Actual coverages will vary based on the terms and conditions of the policy issued.