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Post-Application Coverage Endorsement (PACE)

Post-Application Coverage Endorsement (PACE) crop insurance provides coverage for producers who use this practice to save money and promotes appropriate conservation practices.

The Post Application Coverage Endorsement (PACE) provides supplemental coverage when a producer is prevented from post/split applying nitrogen in the 2-3 week V3-V10 corn growth stages due to field conditions created by weather.

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Where is PACE Crop Insurance Available?

PACE supplemental crop insurance is available for non-irrigated corn in select counties in Illinois, Indiana, Iowa, Kansas, Minnesota, Michigan, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin. You can buy PACE from a ProAg trusted crop insurance agent by the sales closing date shown for each eligible county in the actuarial documents at:

Who is Eligible for PACE Coverage?

You must:

  • Have an underlying insurance policy of Yield Protection, Revenue Protection, or Revenue Protection with Harvest Price Exclusion with coverage at the additional coverage level
  • Use a split application of nitrogen practice
  • Have documentation supporting the purchase of nitrogen for the split-application of nitrogen practice
  • Record on the PACE acreage report the acreage on which:
    • a split application of nitrogen practice was intended and
    • the pre-application of nitrogen was actually applied
  • Have been physically prevented from applying the post-application of nitrogen during the insurance period due to weather and field conditions to make a claim

How Do You Report PACE Acreage?

For PACE, the acreage report must include, by insured unit:

  • The intended total nitrogen application rate pre- and post-apply
  • The actual total nitrogen application rate pre- and post-apply
  • The number of acres in each unit in which a split-application practice was used and
  • The actual planting date for each unit

PACE requires a Producer Nitrogen Report to be submitted in the event of a possible loss, regarding nitrogen practices and applications. You must have acceptable records that support the information from the Producer Nitrogen Report.

Can Producers Elect PACE Coverage on Some Units and Not Others?

Producers may select PACE on an optional or basic unit basis. Producers may also elect PACE on some units and not others, but all eligible acreage within each selected unit must be insured.

Important PACE Crop Insurance Dates

  • Sales Closing, Cancellation, and Termination Dates– March 15
  • Acreage Reporting Date– July 15
  • Premium Billing Date– August 15
  • Contract Change Date– November 30

Is PACE a good fit for you?

PACE might be a good fit for you if:

  1. You split-apply nitrogen with either a first application in the fall or spring, then post-planting with pull-type application equipment
  2. You are in a county were coverage is available in the Midwest.
  3. You understand this endorsement protects you only against the inability to apply a second nitrogen application due to excess moisture.
  4. Your operation maintains detailed records.
Learn more in our PACE crop insurance brochure
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Pro Ag Management, Inc.* (collectively with its corporate affiliates, “ProAg®”) is a managing general agency representing several risk bearing insurance companies, including Producers Agriculture Insurance Company and U.S. Specialty Insurance Company and doing business as Pro Ag Insurance Services, Inc. in California, CA Entity License #0F34212. The insurance products described on this website may not be a complete list of all products offered and may not be offered in all states. The provided information does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by ProAg or any of its subsidiaries; always refer to the policy provisions.  Actual coverages will vary based on the terms and conditions of the policy issued.