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Whole-Farm Revenue Protection (WFRP)

Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy.

Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide. This crop insurance plan is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets.

WFRP provides protection against the loss of insured revenue due to an unavoidable natural cause of loss which occurs during the insurance period and will also provide carryover loss coverage if you are insured the following year. See the policy for a list of covered causes of loss.

2020 WFRP Crop Insurance Plan Changes

The Whole-Farm Revenue Protection policy underwent changes for the 2020 crop year to increase its flexibility and the effectiveness of the program (RMA Product Management Bulletin PM-19-048). The following changes were made to the 2020 WFRP plan of insurance:

  • Allows operations involving animals/animal products and nursery commodities with over $1 million in expected revenue to be eligible for coverage but caps such coverage at $2 million for each category.
    • Limits insured revenue for animals, animal products, and nursery commodities to $2 million.
    • Farm operations with over $2 million in animal/animal product or nursery commodities may be eligible for WFRP.
  • Offers several new smoothing options to help moderate the impacts of disaster years on historical revenue.
    • Revenue Exclusion – exclude the lowest historical revenue.
    • Revenue Substitution – substitute low historical revenues with 60% of the historical average.
    • Revenue Cup – limit decreases in historic average revenue to 90% of prior year’s approved revenue.
  • Excludes disaster and program payments from historic allowable revenue and revenue-to-count at claim time.
  • Revised the indexing calculation to trend all historical revenue years up to current year.
    • Capped at the highest historical revenue amount.
  •  Allows insureds to reeive both Noninsured Disaster Assistance Program (NAP) and a WFRP indemnity.
    • NAP benefits will not be counted as revenue-to-count up to the WFRP deductible
  • Added language to allow coverage for Industrial Hemp production.
    • Must comply with applicable state, tribal, and/or federal regulations
    • Coverage eligibility includes hemp produced under the research pilot requirements of Section 7606 of the Agricultural Act of 2014.
    • Must be grown under a marketing contract with a processor.
    • Does not include replant coverage on hemp.
    • “Hot” hemp will not be considered an insurable cause of loss.

Contact your local, trusted ProAg crop insurance agent today. Let us protect your whole farm with the superior service you expect from ProAg.

Policy Information:

Other Helpful Information:

Recordkeeping Aids for Direct Market Producers:

  • Recordkeeping Aid for Direct Marketers with Price Information: PDF | Excel
  • Basic Recordkeeping Aid for Direct Marketed Commodities: PDF | Excel

*Coverage is summarized. Refer to the actual policy for applicable terms, conditions, limits and exclusions.

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