Whole-Farm Revenue Protection (WFRP)

Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy and is available in all counties nationwide. This insurance plan is tailored for any farm with up to $8.5 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, farm-identity preserved, specialty, or direct markets.

Whole-Farm Revenue Protection allows for additional flexibility to producers. The following are highlights from the policy:

  • Beginning Farmers and Ranchers – RMA makes it easier for more beginning farmers and ranchers to participate in the program by reducing the required records from five to three historical years, plus farming records from the past year. Additionally, any beginning farmer and rancher may qualify by using, with permission, the former farm operator’s federal farm tax records if the beginning farmer or rancher assumes at least 90 percent of the farm operation.
  • Livestock Producers – Congress and RMA removed the previous funding cap that potentially limited the number of participants in the WFRP program who had income from livestock production. However, producers with over $1 million worth of expected revenue from animals and animal products remain ineligible.
  • Expanding Operations – For 2019 and subsequent years, RMA provided further clarification on what qualifies as an expanding operation and the documentation required to support the up to 35 percent factor used to better allow growing farms the opportunity to cover their growth in the insurance guarantee.
  • Late Fiscal Filer – RMA modified the definition of late fiscal filer to include producers with tax years that begin September through December and the early fiscal filer definition to include producers with tax years that begin February through August.
  • New Sales Closing Date – RMA has added a fall sales closing date of November 20 for late fiscal filers.
  • Private Policies – RMA changed the method of handling indemnity amounts from private policies to include only the portion of the indemnity in excess of the WFRP deductible as revenue to count for WFRP.
  • Commodity Definition – Any agricultural product established or produced on your farm operation, except timber, forest and forest products and animals for sport, show or pets.
  • Summary of 2019 Changes – For a summary of all changes in the 2019 and subsequent years for the WFRP program, see the following: https://www.rma.usda.gov/Policy-and-Procedure/Bulletins-and-Memos/2018/PM-18-043

Contact your local ProAg agent today. Let us protect you with the superior service you have come to expect from ProAg.

Click on the brochure thumbnail above to download our PDF brochure or click hereVersion en español.

Policy Information:

Other Helpful Information:

Recordkeeping Aids for Direct Market Producers:

  • Recordkeeping Aid for Direct Marketers with Price Information: PDF | Excel
  • Basic Recordkeeping Aid for Direct Marketed Commodities: PDF | Excel

*Coverage is summarized. Refer to the actual policy for applicable terms, conditions, limits and exclusions.

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