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Area Yield Protection Plans (AYP)

The Area Yield Protection (AYP) plan provides coverage based on the experience of the county, rather than an individual farm.

A loss may occur if the final county yield falls below the insured’s expected (or trigger) yield. FCIC issues the final county yield in the calendar year following the insured crop year.

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Benefits of AYP Insurance

Coverage type: Area yield

Insures against: County-wide production loss

Administrative fee: $30, $655 CAT

Coverage levels: 65% (CAT) to 90%

Guarantee: Policy protection = dollar amount of insurance per acre x acres x shares

How AYP Insurance Works

Area Yield Protection covers against loss of yield due to a county level production loss. Since this plan is based on a county yield and not a producer’s individual yield, it is possible for a producer to have a low yield on their farm and not receive any payment under this plan.

How is an Area Yield Protection indemnity calculated?

In the event of loss or damage covered by a Yield Protection policy, the claim will be settled by the procedures found in the appropriate policy provisions. For example purposes, an indemnity will be owed if: the final county yield is less than the trigger yield (expected county yield x coverage level).

Learn more with our Crop Insurance Comparison guide
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Pro Ag Management, Inc.* (collectively with its corporate affiliates, “ProAg®”) is a managing general agency representing several risk bearing insurance companies, including Producers Agriculture Insurance Company and U.S. Specialty Insurance Company and doing business as Pro Ag Insurance Services, Inc. in California, CA Entity License #0F34212. The insurance products described on this website may not be a complete list of all products offered and may not be offered in all states. The provided information does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by ProAg or any of its subsidiaries; always refer to the policy provisions.  Actual coverages will vary based on the terms and conditions of the policy issued.