Almond Increased Coverage Election

Almond Increased Coverage Election (ICE)

The Increased Coverage Election (ICE) policy supplements the coverage provided by the Multiple Peril Crop Insurance (MPCI) policy. The ICE policy allows insureds the opportunity to supplement the APH protection of their underlying MPCI policy by increasing the price election. The combined value of the supplemental coverage provided by the ICE policy and the coverage provided by the MPCI policy may not exceed the value of the APH Approved Yield multiplied by the price election. To qualify for an ICE policy, an insured must have at least four (4) years of actual yield APH data.

Counties Available

Almonds are insurable in Butte, Colusa, Fresno, Glenn, Kern, Kings, Madera, Merced, San Joaquin, Solano, Stanislaus, Sutter, Tehama, Tulare, Yolo, and Yuba counties.

Policy Terms and Conditions

• The ICE policy is an annual policy and application must be submitted by the MPCI crop’s sales closing date (12/31) for each crop year.
• The insured must have an MPCI policy in place for the crop and location for which ICE coverage is applied for at a level coverage higher than Catastrophic Risk Protection (CAT) level of coverage under the MPCI program.
• Unless otherwise stated in the ICE policy, the terms and conditions established under the MPCI policy, including deadlines (for example, sales closing, cancellation and acreage reporting) apply to the ICE policy.

Not all coverage or products may be available in all jurisdictions. The description of coverage in these pages is for informational purposes only. Actual coverage will vary based on the terms and conditions of the policy issued. The information described herein does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by ProAg or any of its subsidiaries.