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Grower Citrus Freeze

The Grower Citrus Freeze Insurance Policy is an annual policy which protects citrus growers against losses as a direct result of internal or external freeze damage to Navel, Mandarin and Valencia oranges, lemons, and grapefruit, and other approved citrus crops while the fruit is on the trees.

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How Grower Citrus Freeze Insurance Works

  • Citrus Fruit means lemons, grapefruits, tangerines (including tangelos), Navel, Valencia, sweet and mandarin oranges only, in the raw state.
  • Freeze Damage to citrus fruit will be defined as: internal or external damage due to freezing temperatures (32 degrees and below).
  • External Freeze Damage to citrus fruit will be defined as ice mark damage to the skin or rind caused by freeze or frost.
  • Internal Freeze Damage to citrus fruit will be defined as freeze or frost damage to the skin or meat, which causes drying or desiccation in 15 percent or more of the exposed pulp as shown on a cross-sectional transverse cut (or series of cuts) across the fruit.
  • Ice Mark will be defined to be any blemish on the skin or rind of the fruit as a result of the fruit being subjected to freezing temperatures, which causes ruptures of oil cells in the fruit rind, resulting in oil leakage and damage to the rind surface, visible as watery, brownish specks or pits.

Contact your trusted ProAg agent or account representative for more information. When you partner with ProAg, you are always ready for what comes next.

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Pro Ag Management, Inc.* (collectively with its corporate affiliates, “ProAg®”) is a managing general agency representing several risk bearing insurance companies, including Producers Agriculture Insurance Company and U.S. Specialty Insurance Company and doing business as Pro Ag Insurance Services, Inc. in California, CA Entity License #0F34212. The insurance products described on this website may not be a complete list of all products offered and may not be offered in all states. The provided information does not amend, or otherwise affect, the terms and conditions of any insurance policy issued by ProAg or any of its subsidiaries; always refer to the policy provisions.  Actual coverages will vary based on the terms and conditions of the policy issued.